Who we are

We are a specialised credit institution. We lend on our own account and study the files that mainstream banks turn away, on the real situation rather than on a score.

Our work

Deciding on concrete elements — income, collateral, history — and not on an algorithm. We turn a file refused elsewhere into a qualified and realistic one, or we say so honestly when it is not possible.

Our audience

People flagged for credit incidents, self-employed without three sets of accounts, short contracts, seniors, tight business cash flow: profiles often turned away, that we take the time to study.

Our method

An honest pre-assessment, a study carried out by someone who explains every criterion to you, a reasoned decision. Every figure is shown before any signature.