Advice
Advice
Concrete pointers about credit, written for a reader who has just been refused. Factual, no promises.

Profiles5 min read
Fixed-term, temp work: financing a project on a short contract
A short contract weakens the file, without making it impossible. The elements that tip the balance.
August 3, 2026
Profiles5 min read
Borrowing after 60: what really counts
Age does not rule out credit. Term, insurance and collateral are simply thought through differently.
August 2, 2026
Profiles6 min read
Self-employed: a solid file without three sets of accounts
A recent business or atypical accounts do not condemn your application. What makes up for the absence of three sets of accounts.
August 1, 2026